Why I Stopped Using Brick and Mortar Banks

Saving money is important, we all know that. By saving, we can purchase a home or investment property, by saving we can go on amazing vacations overseas without worrying that we don’t have enough money, and by saving we don’t have to worry about emergencies which may cause us to use credit cards or forgo…

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Intro to Credit Card Hacking

Credit cards are the devil!!! At least that’s how many people think. However, if you are smart with it, you can reap tons of benefits. What kind of benefits you may ask? What about free or discounted flights, cash, hotel stays, access to lounges that the public can’t access and tons of security. And that’s…

3 Credit Boosting Tips That You Can Implement Today

I am not here to tell you that you can boost your credit 100+ points in the next 30 days. Depending on your current credit situation, it may not happen right away, so please stay clear from places and people who claim that they can do a quick fix for your credit within a short…

Repairing Your Credit, the Painful Truth

I was there once, struggling to pay off my debt. It was like a bad dream: I was having collectors bombard me with phone calls and letters, I wasn’t able to get a new credit card or get a car loan, and I wasn’t able to move to a nicer neighborhood, all because my credit…

Understanding Your Credit: How Are Your Credit Scores Calculated?

If you are reading this, you are probably trying to either fix your credit or get your credit higher than it already is. Great job! Doing some research is always a great step forward, especially when it comes to your finances. But, before I dive into the meat and potatoes of how your credit scores…